Payment & Retail
We provide solutions and tools to help payment processors and retailers optimize credit assessments, manage churn, and streamline debt collection. With real-time, standardized data, we enable informed decision-making, reduce risk, and improve operational efficiency while ensuring compliance and transparency in benchmarking and debt management.
Credit Optimization
A common issue we've noticed in the retail / payment industries is striking the optimal balance between granting credit to customers with problematic payment behavior.
Here can Dignisia provide the data needed (pre- and post-sale) for credit optimization, scoring, and identification of specific risk groups (e.g. straight rollers).
Improved churn & focus on compliance
Churn is a key challenge, but companies often have very limited insight into customer treatment once their account is handed over to debt collection.
Dignisia provides up-to-date, detailed data to monitor performance, optimize customer interactions, and ensure consistent, standardized data for better decision-making. Helping to optimize strategies for reduced churn and monitor compliance-related risks
Limited Data
Data is often only available in monthly snapshots, manually exported by biased collection agencies, incomplete and leading to quality issues and inconsistent comparisons.
We ensure daily data collection in standardized formats, with automated monitoring to ensure high-quality collection data at all times.
Benchmarking & Forward Flow
With Forward Flows becoming more stretched, knowing the right price and benchmarking collection agencies has become more important than ever. Yet, many struggle with inconsistent data and reporting, making it hard to draw accurate conclusions.
Dignisia delivers a solution combining robust tools and industry expertise to help you compare performance, uncover insights, and optimize your distribution strategy